Insurance, Mortgages & Pensionsfor Contractors
Specialist financial advice for UK contractors and independent professionals. FCA regulated, 5-star rated on Trustpilot, and trusted by leading contractor platforms for over 15 years.
Services for Contractors
Everything you need to protect yourself, your business, and your future — all from one specialist team that understands how contractors work.
Professional Indemnity
Protects you against claims of negligence, errors, or omissions in your professional work. Essential for IT contractors and consultants.
Why it matters
Public Liability
Covers claims from third parties for injury or property damage arising from your business activities.
Why it matters
Employer's Liability
A legal requirement if you employ anyone — even a temporary subcontractor. Covers claims from employees for illness or injury.
Why it matters
Business Protection
Ensures your business keeps running if something unexpected happens. Includes key person cover, shareholder protection, and relevant life policies.
Why it matters
Contractor Mortgages
Specialist mortgage advice for contractors and self-employed professionals. Access to deals not available on the high street.
Why it matters
Pensions
Expert pension advice to help you plan for retirement. Whether you're setting up a new pension or reviewing existing arrangements.
Why it matters
Why Broadbench?
Traditional insurers and lenders don't always understand contractors. We do — and we've spent 15 years proving it.
FCA Regulated
Fully authorised and regulated by the Financial Conduct Authority. Your protection is our priority.
5-Star Trustpilot
486 reviews with a 5.0 rating. 97% of our clients rate us 5 stars. Ranked #1 Business Insurance Company.
15 Years' Experience
We've been advising contractors and independent professionals since 2011. We understand your world.
Specialist Knowledge
We know how contractors earn, how Ltd companies work, and how to structure cover tax-efficiently.
How It Works
We make your life more manageable in four simple steps.
We listen to you
Getting to know you, your requirements and how you work enables us to find the perfect products for your needs.
We study the market
Leveraging our network of lenders and insurers, we scour the market to find the best options and dig into the detail.
We do the boring bits
You just want to sign up with the right provider, not be buried in forms and red tape. We handle all the paperwork.
We stay in touch
We regularly check whether your product is right for your current circumstances and, if not, find a new one that is.
A Natural Fit
Contract Compass guides people into contracting. Broadbench protects them once they get there. Here's how the two fit together.
| Service Area | Contract Compass | Broadbench Solution |
|---|---|---|
| Insurance | Coming soon | Professional Indemnity, Public Liability, Employer's Liability |
| Business Protection | Not covered | Key Person, Shareholder Protection, Relevant Life |
| Mortgages | Not covered | Specialist contractor & self-employed mortgages |
| Pensions | Mentioned in process | Full pension advice and retirement planning |
| Personal Protection | Not covered | Life Insurance, Critical Illness, Income Protection |
"Very good and attentive service! They were very helpful and present every step of the way, and the price was great too. They got us a mortgage deal that otherwise would have been impossible to get with any high street banks. Highly recommend!"
Trustpilot Reviewer
"I've been a client at Broadbench for over 6 years now and have always been impressed with their professional service and impeccable support. One thing that strikes me, aside from the professionalism is the friendliness and energy of all the agents."
Trustpilot Reviewer
"I have been with Broadbench a few years now and I have Life Assurance, Critical Illness Insurance, both expensed through my Ltd company, plus they arranged my re-mortgage 5 years ago. Every time Tom and Emily have sought to reduce my costs."
Yannis N.
"Really friendly, warm & Neuro friendly approach. Tom explained things clearly and didn't overwhelm me with information or try and force a specific type of policy. Highly recommend. Especially if you're starting a business or neurodivergent."
Trustpilot Reviewer
Trusted by Leading Contractor Platforms
We already partner with some of the UK's most respected names in the contractor space.
"Broadbench is a key partner, providing financial services across our four business advice sites. They provide a seamless professional service for business owners, driven by cutting-edge technology."
James Leckie
Managing Director — IT Contracting / Contract Eye / Bytestart
"Clarity Taxation can proudly say that we solely refer our clients to Broadbench for their insurance, mortgage and pension advice. Broadbench has the same level of personal service and turnaround time as Clarity."
Craig Szeto
Managing Director — Clarity Taxation
"We have been partnered exclusively with Broadbench for many years and never had a single complaint. They are a very professional, knowledgeable and customer-focused organisation. We've worked with IFAs for over 20 years. They are the best, by a long way."
Dave Chaplin
CEO — Contractor Calculator & IR35 Shield
Ready to Protect Your Contracting Career?
Book a free, no-obligation call with one of our specialist advisers. We'll listen to your situation and recommend the right cover for you.